Insurance, in law and economics, is a form of risk management primarily used to hedge against the risk of a contingent loss. Insurance is defined as the equitable transfer of the risk of a loss, from one entity to another, in exchange for a premium. The Insurer is the company that sells the insurance, through us the Agent. The Insurance rate is a factor used to determine the amount, called the premium, to be charged for a certain amount of insurance coverage.

See a comprehensive description of other insurance related topics.

We sell insurance for:

General Liability


    • Car
    • Home
    • Life
    • Health
    • Earthquake
    • Flood
    • Rental Dwelling


    • Auto
    • General Liability
    • Property Coverage
    • Workers Compensation
    • Farm
    • Crime
    • Inland Marine

    We also offer:

    • Bonds
    • Workers Compensation
    • Accident Insurance
    • Special Risk
    • Disability
    • General Liability
    • Commercial Property
    • Business Income
    • Professional Liability
    • Directors and Officers Liability insurance
    • Marine Insurance
    • Flood Insurance
    • Fidelity Insurance
    • Earthquake
    • Builders Risk
    • Boiler Insurance

    We can provide you with coverage for the following:

    Crop Insurance 

    • Agro Insurance Services

    Farm Insurance 

    • Allied a Member of Nationwide

    Auto Insurance 

    • Allied a Member of Nationwide Safeco Insurance Company

    Commercial Insurance 

    • Allied a Member of nationwide 
    • Zurich 
    • R.I.C. 
    • Anderson & Murison 
    • Progressive

    Flood Insurance 

    • Bankers 
    • NationalFlood 
    • Nationwide Flood

    Worker's Compensation 

    • State Fund 
    • First Comp 
    • Zenith 
    • Various other companies

    Hunting Club Liability and Property Insurance 

    • NRA 
    • Various other companies

    Mobile home, RV, Boat, Life and Health 

    • Various companies

    If you have comments or suggestions for us, please e-mail us. We'd be happy to connect with you.