Life insurance provides a monetary benefit to a decedent's family or other designated beneficiary, and may specifically provide for income to an insured person's family, burial, funeral and other final expenses. Life insurance policies often allow the option of having the proceeds paid to the beneficiary either in a lump sum cash payment or an annuity.
Health insurance policies will often cover some of the cost of private medical treatments. It will often result in quicker health care where better facilities are available.
Dental insurance, like medical insurance, is coverage for individuals to protect them against dental costs. In the U.S., dental insurance may be part of an employer's benefits package, along with health insurance.