Top Reasons You Need Life Insurance

In recent years, the economic changes have many Americans making difficult decisions about their budgets and unfortunately Life Insurance isn’t always at the top of their lists. Imagine how difficult the already tight-budget lifestyle can be, if an emergency, lost job or death in the family occurs.

Talking about Life Insurance can be uncomfortable because it means opening up all the topics of the "bad" or "unexpected" things that can happen in our lives and to our families. We would like to help change that perspective for you. Think of it as a way to highlight all the good things that can come from proper planning.



  • Protection for your family and your loved ones:

    • The unexpected is always a possibility. A sudden death, no matter the cause, leaves a family with so much to deal with. Proper Life Insurance can eliminate debt from the loss of income as one of the issues that a family has to worry about.

  • Support in case of unexpected illness:

    • We never expect to get ill or need special care. If this happens, Life Insurance can provide the protection you and your family may need through financial support.

  • Create and Leave an Inheritance:

    • You may not have other assets to leave your heirs, but by purchasing Life Insurance and naming your beneficiary or beneficiaries, you can create an inheritance. This is a way to set your children up for success with financial needs that can arise. This is also a great way to ensure that a charity that you would like to support is left a lasting gift.

  • It just makes sense for peace of mind:

    • Money cannot, and will not, replace a loved one, but the peace of mind that Life Insurance and financial stability can bring in the face of sudden tragedy or uncertainty are valuable enough to merit having these conversations and implementing proper planning.


Let us help set you and your loved ones up for success. Call today for your consultation  530-674-3430 or toll free at 1-800-251-0762

Posted on February 9, 2016 and filed under Life Insurance.