You’ve probably been hearing the buzz about the Open Enrollment period. Do you know the facts? According to HealthCare.gov the important dates and information are;
November 1, 2015: Open Enrollment started — first day you can enroll in a 2016 insurance plan through the Health Insurance Marketplace. Coverage can start as soon as January 1, 2016.
December 15, 2015: Last day to enroll in or change plans for new coverage to start January 1, 2016
January 1, 2016: 2016 coverage starts for those who enroll or change plans by December 15.
January 15, 2016: Last day to enroll in or change plans for new coverage to start February 1, 2016
January 31, 2016: 2016 Open Enrollment ends. Enrollments or changes between January 16 and January 31 take effect March 1, 2016.
If you don’t enroll in a 2016 health insurance plan by January 31, 2016, you can’t enroll in a health insurance plan for 2016 unless you qualify for a special enrollment period.
Navigating the options can seem overwhelming. Don’t worry, we can help! With a little bit of information, we can help you find the policy that’s right for you and your family.
Often, customers ask if it’s really necessary to have health insurance. It absolutely is! Life can change in an instant and knowing that you have the coverage you need for the care that may be required, is well worth it. And if you are uninsured, did you know there’s a tax penalty? The penalty has increased each year since it’s inception in 2014. To get an idea of what you may be expected to pay for remaining uninsured, follow this link for more specifics.
Call today 530-674-3430 or visit our website http://kearbyinsurance.com/ to let us help make sense of health insurance.