As a local community business in the heart of the Sacramento Valley, we are surrounded by enriched farmland that yields a plethora of rice, peaches, walnuts, almonds, strawberries, and much more.
In the summertime farmers count on their fruit stands to flourish and provide customers with farm fresh food from their successful harvest. It is for this reason, and others, that farmland protection is so important and is a need G. Stan Kearby Insurance can fulfill.
When it comes to covering your farm, our agents are experts at providing you with the best policy that will fit your exact needs. Combined with 47 years of prior experience and ideally located in a farming community, it is no coincidence that over half of our clientele are farm related. Throughout the years we have continued our commitment to provide farmers with the information they need to protect their farm from harm.
At G. Stan Kearby Insurance protecting your farm goes beyond the land itself. We can insure all manner of farming operations, and can go as far as covering your home, auto and equipment, as well as the farmers acres, leased or owned for liability. With an understanding of the value that your farm brings you, we are committed to providing the best possible insurance at the lowest possible price.
The farm insurance policies that we write are provided by Allied Insurance, a member of Nationwide. There are three types of policies that a farmer may choose from. They include CountryChoice® for small farms and rural acreage, AgriChoice® for traditional production farms, and AgriChoice Plus® for large commercial farms.
Added endorsements can also be written into the policy to cover liability and pollution. Liability is for the farmer in case something should go wrong. For example, Chemical Drift Coverage, which covers the drifting of chemicals that may encroach a neighboring property.
Our limited pollution coverage is added to provide a limited exception to the absolute and total pollution exclusion that applies to the farm liability coverage form. This endorsement provides limited coverage for certain covered pollution incidents. Coverage is provided for bodily injury and property damage that arises out of, and is the result of, accidental discharge, dispersal, seepage, migration, release or escape of farm chemicals.
We also offer Air Craft Dusting, spraying, or seeding by an independent contractor. This provides liability for bodily injury or property damage for each occurrence for claims from aircraft operations, but only when performed by an independent contractor. Coverage also only protects the farmer insured, and does not apply to any chemical application by the farmer insured himself. There are several different limits they can purchase from 5,000 to 100,000.
We know how important it is for you to protect your farm from harm. Call or click today to let us help you get the policy you need at the right price. You can also connect with us on Facebook, twitter and Pinterest!